Derek Young

Analysed company earnings for a buy-side desk. Writes about reading financial statements without an accounting degree.

Articles by Derek Young

Latest Posts

Investing

SPTS ETF: Job Cuts and Tame CPI Open Door for Rate Cuts

Why SPTS Stands Out in the Current Environment The State Street SPDR Portfolio Short Term Treasury ETF, known as SPTS,

Read

Economy

US and Japan Confirm Coordinated Yen Market Intervention

Japan is preparing to confirm that it collaborated closely with the United States in a joint effort to bolster the yen after the currency reached its lowest point in nearly four decades. According to sources cited by Reuters, Finance Minister Satsuki Katayama will formally acknowledge this coordinat

Read

Personal Finance

Top Student Loan Rates August 2026: College Ave and Sallie Mae Lead

Important Considerations Before Applying for Private Student LoansPrior to pursuing a private student loan, it is essential for borrowers to thoroughly explore all available financial aid options such as grants, scholarships, and federal student loans as recommended by DR Bank and Monogram LLC. The

Read

Investing

Harbor EMES ETF Q4 2025 Performance Review

Quarterly Performance Summary In the fourth quarter of 2025, the Harbor Emerging Markets Select ETF recorded a return of 3.26%

Read

Personal Finance

Essential HSA Rule After 65 You Must Know

Key Advantages of Health Savings Accounts Numerous individuals opt for flexible spending accounts, known as FSAs, to set aside funds

Read

Economy

Could Tariffs and Fed Warning Trigger 2026 Stock Crash?

Understanding the Potential Risks to the Stock Market The S&P 500 currently trades at valuations that sit near the top

Read

Business

The Hidden Costs Behind Bestseller List Success

Roughly twelve months earlier, I released my follow-up publication titled The Wealth Ladder. This work has achieved distribution exceeding one hundred thousand units across the globe and achieved placement on the New York Times bestseller ranking during its initial three weeks after launch.During th

Read

Investing

5 Top Growth Stocks for Long-Term Buy and Hold

Consumer spending serves as the vital pulse driving the entire economy forward. History is filled with innovative enterprises that have

Read

Investing

Stephen Mandel Sells All Meta Shares, Elevates TSMC as Lone Pine’s Top AI Pick

A company valued at nearly $2 trillion, playing a pivotal role in the artificial intelligence (AI) infrastructure supply chain, has

Read